:root{
  --g50:#f0fdf4; --g100:#dcfce7; --g200:#bbf7d0; --g400:#4ade80;
  --g500:#16a34a; --g600:#15803d; --g700:#14532d; --g900:#0b2e19;
  --ink:#0d211a; --mut:#5c6f65; --faint:#8aa093;
  --line:#e2ebe5; --bg:#f7faf8; --card:#ffffff;
  --r-lg:18px; --r:13px; --r-sm:9px;
  --sh-sm:0 1px 2px rgba(13,46,25,.05),0 1px 1px rgba(13,46,25,.03);
  --sh:0 10px 30px -10px rgba(13,46,25,.14),0 2px 6px -2px rgba(13,46,25,.06);
  --sh-lg:0 24px 60px -18px rgba(13,46,25,.22);
  --font:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:var(--font);font-size:16px;line-height:1.65;color:var(--ink);background:var(--bg);-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}
a{color:var(--g600);text-decoration:none}
a:hover{color:var(--g700)}
img,svg{vertical-align:middle}
.container{max-width:1060px;margin:0 auto;padding:0 22px}
.ic{width:20px;height:20px;flex:none}

/* ---------- nav ---------- */
.nav{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.82);backdrop-filter:saturate(1.4) blur(12px);-webkit-backdrop-filter:saturate(1.4) blur(12px);border-bottom:1px solid var(--line)}
.nav-inner{display:flex;justify-content:space-between;align-items:center;height:60px}
.brand{display:inline-flex;align-items:center;gap:9px;font-weight:700;font-size:17px;color:var(--ink);letter-spacing:-.01em}
.brand:hover{color:var(--ink)}
.logo{display:block;border-radius:7px;box-shadow:0 2px 6px rgba(13,46,25,.18)}
.nav-links{display:flex;align-items:center;gap:22px;font-size:14.5px;font-weight:500}
.nav-links > a:not(.btn){color:var(--mut)}
.nav-links > a:not(.btn):hover{color:var(--ink)}

/* ---------- buttons ---------- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;font:inherit;font-weight:600;font-size:15px;border-radius:var(--r-sm);padding:11px 20px;border:1px solid transparent;cursor:pointer;transition:all .16s ease;text-decoration:none;line-height:1.2}
.btn-primary{background:linear-gradient(180deg,#1cb355,var(--g500) 55%,#149342);color:#fff;box-shadow:0 1px 2px rgba(13,46,25,.2),inset 0 1px 0 rgba(255,255,255,.22)}
.btn-primary:hover{color:#fff;filter:brightness(1.05);box-shadow:0 4px 14px -4px rgba(20,142,70,.55),inset 0 1px 0 rgba(255,255,255,.22);transform:translateY(-1px)}
.btn-ghost{background:#fff;color:var(--ink);border-color:var(--line);box-shadow:var(--sh-sm)}
.btn-ghost:hover{border-color:var(--g400);color:var(--g700)}
.btn-sm{padding:7px 14px;font-size:13.5px;border-radius:8px}
.btn-lg{padding:14px 26px;font-size:16px;border-radius:11px}
.btn[disabled]{opacity:.55;cursor:not-allowed;transform:none;filter:none}

/* ---------- hero ---------- */
.hero{padding:72px 0 30px;text-align:center}
.eyebrow{display:inline-flex;align-items:center;gap:7px;background:var(--g100);color:var(--g700);font-size:13px;font-weight:600;padding:5px 13px;border-radius:999px;letter-spacing:.01em}
.hero h1{font-size:clamp(32px,5.4vw,52px);line-height:1.12;letter-spacing:-.028em;font-weight:750;margin:20px 0 0;color:var(--g900)}
.hero h1 em{font-style:normal;background:linear-gradient(120deg,#1cb355,#0e7a37);-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent}
.hero .sub{max-width:640px;margin:18px auto 0;font-size:18.5px;color:var(--mut)}
.hero-cta{display:flex;gap:12px;justify-content:center;margin-top:28px;flex-wrap:wrap}
.hero-trust{display:flex;gap:20px;justify-content:center;margin-top:26px;flex-wrap:wrap;font-size:13.5px;color:var(--faint)}
.hero-trust span{display:inline-flex;align-items:center;gap:6px}
.hero-trust .ic{width:15px;height:15px;color:var(--g500)}

/* ---------- sections ---------- */
.section{padding:64px 0}
.section-head{text-align:center;max-width:560px;margin:0 auto 40px}
.section-head h2{font-size:clamp(24px,3.4vw,32px);letter-spacing:-.02em;font-weight:720;margin:0 0 10px;color:var(--g900)}
.section-head p{color:var(--mut);margin:0;font-size:16.5px}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}

/* ---------- cards ---------- */
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--r);box-shadow:var(--sh-sm)}
.feature{padding:26px 24px;display:flex;flex-direction:column;gap:12px}
.feature .ic{width:26px;height:26px;color:var(--g600)}
.feature h3{margin:0;font-size:17px;letter-spacing:-.01em}
.feature p{margin:0;color:var(--mut);font-size:14.8px}

/* ---------- stats band ---------- */
.stats{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:var(--line);border:1px solid var(--line);border-radius:var(--r);overflow:hidden}
.stat{background:#fff;padding:26px 18px;text-align:center}
.stat b{display:block;font-size:28px;letter-spacing:-.02em;color:var(--g700);font-weight:750}
.stat span{font-size:13.5px;color:var(--mut)}

/* ---------- steps ---------- */
.steps{counter-reset:step;display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.step{padding:24px;border-top:3px solid var(--g100);border-radius:var(--r);background:#fff;border-left:1px solid var(--line);border-right:1px solid var(--line);border-bottom:1px solid var(--line)}
.step::before{counter-increment:step;content:counter(step,decimal-leading-zero);font-size:13px;font-weight:700;color:var(--g500);letter-spacing:.08em}
.step h3{margin:8px 0 6px;font-size:16.5px}
.step p{margin:0;color:var(--mut);font-size:14.5px}

/* ---------- chips / badges ---------- */
.chip{display:inline-flex;align-items:center;gap:6px;padding:5px 12px;border-radius:999px;border:1px solid var(--line);background:#fff;font-size:13px;color:var(--mut);font-weight:500}
.badge{display:inline-flex;align-items:center;gap:6px;padding:3px 11px;border-radius:999px;font-size:12.5px;font-weight:650}
.badge .ic{width:13px;height:13px}
.b-green{background:var(--g100);color:var(--g700)}
.b-amber{background:#fef7e0;color:#92600a}
.b-red{background:#fdeaea;color:#a03030}
.b-gray{background:#eef2ef;color:var(--mut)}

/* ---------- banks ---------- */
.bank-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(230px,1fr));gap:14px}
.bank-card{display:flex;flex-direction:column;gap:8px;padding:20px;border-radius:var(--r);border:1px solid var(--line);background:#fff;box-shadow:var(--sh-sm);transition:all .15s ease;color:var(--ink)}
a.bank-card:hover{transform:translateY(-2px);box-shadow:var(--sh);border-color:var(--g200);color:var(--ink)}
.bank-card.soon{opacity:.78;background:var(--bg)}
.bank-card .name{font-weight:650;font-size:15.5px}
.bank-card .meta{display:flex;gap:8px;align-items:center;font-size:12.5px;color:var(--faint)}

/* ---------- CTA band ---------- */
.cta-band{background:linear-gradient(135deg,#0d3a20,#14532d 55%,#166534);border-radius:var(--r-lg);padding:52px 40px;text-align:center;color:#eafbf0;box-shadow:var(--sh-lg)}
.cta-band h2{color:#fff;font-size:clamp(22px,3vw,30px);margin:0 0 10px;letter-spacing:-.02em}
.cta-band p{margin:0 0 24px;color:#bfe8cd;font-size:16px}

/* ---------- footer ---------- */
.footer{border-top:1px solid var(--line);background:#fff;margin-top:80px;padding:38px 0 26px;font-size:14px}
.footer-inner{display:flex;justify-content:space-between;gap:30px;flex-wrap:wrap}
.footer-tag{color:var(--faint);font-size:13px;margin:10px 0 0;line-height:1.5}
.footer-links{display:flex;gap:20px;flex-wrap:wrap}
.footer-links a{color:var(--mut)}
.footer-base{display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;margin-top:26px;padding-top:18px;border-top:1px solid var(--line);color:var(--faint);font-size:12.5px}

/* ---------- forms ---------- */
.field{margin-bottom:14px}
.field label{display:block;font-size:13.5px;font-weight:600;color:var(--ink);margin-bottom:6px}
.input{width:100%;font:inherit;font-size:15px;padding:11px 14px;border-radius:var(--r-sm);border:1px solid var(--line);background:#fff;color:var(--ink);transition:border .15s,box-shadow .15s;outline:none}
.input:focus{border-color:var(--g400);box-shadow:0 0 0 3px rgba(22,163,74,.14)}

/* ---------- auth ---------- */
.auth-wrap{min-height:92vh;display:flex;align-items:center;justify-content:center;padding:28px;
  background:radial-gradient(1000px 500px at 50% -10%,#e3f8ea,transparent),radial-gradient(700px 400px at 90% 110%,#eef7f0,transparent),var(--bg)}
.auth-card{width:392px;max-width:100%;padding:34px 32px;border-radius:var(--r-lg);border:1px solid var(--line);background:#fff;box-shadow:var(--sh);text-align:left}
.auth-card h1{font-size:21px;margin:14px 0 4px;letter-spacing:-.01em}
.auth-card .sub{color:var(--mut);font-size:14px;margin:0 0 20px}
.auth-or{display:flex;align-items:center;gap:12px;color:var(--faint);font-size:12.5px;margin:16px 0}
.auth-or::before,.auth-or::after{content:"";flex:1;height:1px;background:var(--line)}
.auth-note{font-size:12.5px;color:var(--faint);margin:16px 0 0;text-align:center}
.form-msg{font-size:13.5px;color:#92600a;min-height:18px;margin:10px 0 0}

/* ---------- workbench ---------- */
.app{padding:34px 0 60px}
.panel{background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);box-shadow:var(--sh-sm);padding:26px;margin-bottom:22px}
.panel h2{font-size:18px;margin:0 0 4px;letter-spacing:-.01em}
.panel .hint{color:var(--faint);font-size:13.5px;margin:0}
.drop{margin-top:16px;border:1.5px dashed #c4d6ca;border-radius:var(--r);padding:42px 24px;text-align:center;background:linear-gradient(180deg,#fbfefc,#f6faf7);cursor:pointer;transition:all .18s ease}
.drop:hover,.drop.drag{border-color:var(--g500);background:var(--g50);box-shadow:inset 0 0 0 3px rgba(22,163,74,.08)}
.drop .ic{width:34px;height:34px;color:var(--g500)}
.drop .t{font-weight:650;margin-top:10px}
.drop .d{color:var(--faint);font-size:13.5px;margin-top:4px}
.quota-bar{display:flex;gap:10px;flex-wrap:wrap;align-items:center;font-size:13px;color:var(--mut)}
.result-head{display:flex;justify-content:space-between;align-items:flex-start;gap:14px;flex-wrap:wrap}
.table-wrap{overflow:auto;border:1px solid var(--line);border-radius:var(--r-sm);margin-top:14px;max-height:360px}
table.tbl{width:100%;border-collapse:collapse;font-size:13.5px;background:#fff}
.tbl th{position:sticky;top:0;background:#f4f9f5;text-align:left;font-size:12px;text-transform:uppercase;letter-spacing:.06em;color:var(--mut);padding:9px 12px;border-bottom:1px solid var(--line);white-space:nowrap}
.tbl td{padding:9px 12px;border-bottom:1px solid #eef4ef;white-space:nowrap}
.tbl tr:last-child td{border-bottom:none}
.tbl .num{text-align:right;font-variant-numeric:tabular-nums}
.warn-list{margin:12px 0 0;padding:0;list-style:none;color:#92600a;font-size:13.5px}
.warn-list li{padding:5px 0;border-bottom:1px dashed #f3e8cf}
.dl-row{display:flex;gap:10px;align-items:center;margin-top:18px;flex-wrap:wrap}
.dl-note{color:var(--faint);font-size:12.5px}

/* ---------- pricing ---------- */
.price-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;align-items:stretch}
.price-card{position:relative;display:flex;flex-direction:column;padding:28px 26px;border-radius:var(--r-lg);border:1px solid var(--line);background:#fff;box-shadow:var(--sh-sm)}
.price-card.hot{border-color:var(--g400);box-shadow:var(--sh);}
.price-card .tag{position:absolute;top:-11px;left:24px;background:var(--g500);color:#fff;font-size:11.5px;font-weight:700;padding:3px 11px;border-radius:999px;letter-spacing:.04em}
.price-card h3{margin:0;font-size:16px}
.price{font-size:36px;font-weight:760;letter-spacing:-.03em;margin:10px 0 2px;color:var(--g900)}
.price small{font-size:14px;color:var(--faint);font-weight:500;letter-spacing:0}
.price-card ul{list-style:none;margin:16px 0 22px;padding:0;display:flex;flex-direction:column;gap:9px;font-size:14px;color:var(--mut)}
.price-card li{display:flex;gap:9px;align-items:flex-start}
.price-card li .ic{width:16px;height:16px;color:var(--g500);margin-top:2px}
.price-card .btn{margin-top:auto}
.promise{counter-reset:p;display:flex;flex-direction:column;gap:0;margin:0;padding:0;list-style:none}
.promise li{counter-increment:p;display:flex;gap:16px;padding:16px 4px;border-bottom:1px solid var(--line);font-size:15px}
.promise li:last-child{border-bottom:none}
.promise li::before{content:counter(p);flex:none;width:30px;height:30px;border-radius:9px;background:var(--g100);color:var(--g700);font-weight:700;font-size:14px;display:inline-flex;align-items:center;justify-content:center;margin-top:1px}
.promise b{display:block;font-size:15px}
.promise span{color:var(--mut);font-size:14px}

/* ---------- prose (privacy/terms) ---------- */
.prose{max-width:760px;margin:0 auto;padding:48px 22px 80px}
.prose h1{font-size:30px;letter-spacing:-.02em;color:var(--g900)}
.prose h2{font-size:19px;margin-top:38px;padding-left:14px;border-left:3px solid var(--g400)}
.prose ul{padding-left:22px}
.prose li{margin:7px 0;color:#2c4034}
.callout{background:var(--g50);border:1px solid var(--g200);border-radius:var(--r);padding:16px 18px;margin:18px 0;font-size:15px}

/* ---------- FAQ ---------- */
.faq details{border:1px solid var(--line);border-radius:var(--r-sm);background:#fff;padding:15px 18px;margin-bottom:10px;box-shadow:var(--sh-sm)}
.faq summary{cursor:pointer;font-weight:650;font-size:15.5px;list-style:none;display:flex;justify-content:space-between;align-items:center;gap:12px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";color:var(--g500);font-size:19px;font-weight:500}
.faq details[open] summary::after{content:"–"}
.faq details p{margin:12px 0 2px;color:var(--mut);font-size:14.8px}

/* ---------- misc ---------- */
.muted{color:var(--mut)}
.small{font-size:13px}
.center{text-align:center}
.row{display:flex;gap:12px;align-items:center;flex-wrap:wrap}
.spacer{height:22px}
.divider{height:1px;background:var(--line);margin:26px 0;border:none}

@media (max-width:860px){
  .grid-3,.steps,.price-grid{grid-template-columns:1fr}
  .grid-2{grid-template-columns:1fr}
  .stats{grid-template-columns:1fr}
  .nav-links{gap:14px}
  .hero{padding:46px 0 20px}
  .section{padding:44px 0}
  .footer-inner{flex-direction:column}
}